2027 COLA ANNOUNCEMENT · OCTOBER 14, 2026 · 8:30 AM ET
Your Social Security check is about to change. Know your new number first.
CheckDay is the plain-English guide to your benefits — your 2027 check, your best claiming age, and every deadline that costs money if you miss it.
What will my Social Security check be in 2027?
Experts currently project a 3.5%–3.6% cost-of-living increase for 2027. Enter your current monthly benefit to see your estimate.
How CheckDay works
Three simple steps. No paperwork, no phone menus, no jargon.
Tell us the basics
Your birth year and your current or expected benefit. That is all we need to start — never your SSN, never your ssa.gov password.
See your numbers
Your 2027 check after the COLA, what claiming at 62 vs 67 vs 70 really costs, and the deadlines on your personal calendar.
Relax — we watch for you
When anything changes — COLA, taxes, Medicare premiums — CheckDay tells you what it means for your deposit, in plain English.
Every answer about your benefits, in one place
Built for real people, not spreadsheet experts.
Your check, decoded
The 2027 Social Security changes explained for your situation — not a news headline about averages.
Claim at the right age
Claiming at the wrong age can cost tens of thousands of dollars over a lifetime. CheckDay shows your best filing strategy before you decide.
Never miss a deadline
Medicare enrollment windows, earnings limits, spousal benefits — miss one and you can pay for it for life. We watch the calendar for you.
Your exact numbers — from your own Statement
Beta members will be able to upload the Statement file (XML) that you download yourself from your my Social Security account at ssa.gov. CheckDay reads it and builds your complete picture: an earnings-record error check, exact benefit projections, and a personalized claiming plan.
Early access is limited while we are in beta — tick “Statement upload early access” when you join the waitlist below.
Request early access →Questions people ask us
Straight answers, no fine print.
When will the 2027 Social Security COLA be announced?
October 14, 2026, around 8:30 a.m. Eastern — the same morning as the September inflation report. CheckDay emails beta members their personal new-check figure that morning.
How much will Social Security checks increase in 2027?
Current projections sit near 3.5% (AARP) to 3.6% (The Senior Citizens League) — roughly $70 more per month for the average retired worker. The official number arrives October 14.
What are the 2027 Social Security benefit changes?
Beyond the COLA: the earnings limit for people working while collecting, the maximum taxable wage base, and Medicare Part B premiums (announced separately in the fall) typically change each year. CheckDay explains each one in plain English for your situation.
Is CheckDay part of the government?
No. CheckDay is an independent educational tool — not affiliated with or endorsed by the Social Security Administration. We never ask for your SSN or your ssa.gov password. For official information, visit ssa.gov.
What does CheckDay cost?
Free while in beta. Advanced planning tools — the claiming optimizer and Statement review — are planned at about $40 per year (the price of one lunch). Beta members lock in founding pricing.
Join the free beta — be first to know on October 14
On COLA morning we email you the official number and what it means for your check. Beta members lock in founding pricing.